At West Valley Insurance, we have a team of professional agents that will work with you to find a quote for renter’s insurance in Idaho that suits your needs. We will provide you with a quote depending on the value of your property and your level of exposure to risks. Even though your landlord may have insurance to cover your apartment, their insurance may only cover the physical structures. This means that you are responsible for protecting your property. Our renter's insurance policies protect you from common risks including fires and theft.
Personal Property Coverage
Our personal property coverage comes in handy if your property is lost or damaged due to power surges, fires, vandalism, or other covered perils. It compensates you for the cost of repairing or replacing the property up to the limits of your policy. This property may include clothing, furniture, artwork, and appliances.
Additional Living Expenses
You may be forced to leave your rental home and seek alternative accommodation after certain risks such as fires and vandalism. This may come with unexpected expenses such as the cost of hotel bills. Our additional living expenses coverage helps you to pay for those expenses while your rental home is being repaired.
Our liability insurance coverage option protects you from financial losses due to liability claims. Our bodily injury liability coverage protects you when other people are injured in your rental property under circumstances that are considered your fault. It helps you to pay for the person’s medical costs. Our property damage liability protects you if other people lose or damage their property in your rental property. This coverage may help you to pay for the cost of repairing or replacing the property. Liability insurance also helps you to pay for all the legal fees that may be involved.
Contact West Valley Insurance today to discuss a new quote for your renter's insurance needs in Idaho.