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Idaho Homeowners with Home Insurance Coverage

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Home insurance coverage

Home Insurance

Your Idaho home is an important investment. At West Valley Insurance, we realize this fact, and we do our best to ensure that we provide you with the most appropriate quote for your needs. Our agents are attentive and always willing to help. They will only provide you with a quote after understanding your needs. We know that every one of our clients has unique needs and that no single quote can be appropriate for all homes. The following are some of our home insurance coverage options.

Personal Property Coverage

Our personal property coverage protects your property including clothing, furniture, and home decorations. It compensates for the costs of repairs or replacements after risks such as fires, theft, and vandalism. Every homeowner has some property that they consider valuable. It is, therefore, important to protect it to avoid financial obligations in the case of covered risks.

Liability Coverage

Our liability coverage option protects you from financial losses in case of liability claims. It compensates you for medical charges if someone gets injured on your property and you are held legally liable. It also compensates you for the costs of replacing or repairing other people’s property that may be damaged or lost on your property. Our liability coverage also covers all your legal fees if the person sues you.

Additional Living Expenses

We provide you with coverage for additional living expenses to protect you from financial losses when you need to seek alternative accommodation. Some risks may render your home unsuitable for living. You may be forced to spend your money to pay for hotel bills and other costs. Our additional living expenses coverage compensates you for the expenses.

Dwelling Protection

This coverage option protects the structures of your home including the walls and ceilings. It compensates you for the costs of rebuilding or repairs in case of covered risks. It may also cover structures that are attached to your home.

Contact West Valley Insurance today for your home insurance needs in Idaho. Our agents are ready to work with you and provide you with a quote for a policy.